Financial education is important because it gives us the skills and knowledge needed to manage our money effectively. Students who have control of their finances usually have better grades and are able to participate in more school activities. Explore the links below to learn more about budgeting, savings, banking, credit, and more!
Why is banking important?
Banking makes savings and money management easier! Banks play an essential role in our economy and are essential to daily living. They can, however, have complex systems, and banks use special terminology when communicating with their customers. If you're interested in learning more about banking, explore some of the online resources we offer is below!
To get started with your banking and learn more about how to create and maintain a bank account, visit with a local bank of your choice for more information.
- Banking Basics
- Checking Accounts
- Savings Accounts
- Overdraft
- Mobile Payments
Consider coming to one of our events or scheduling an one on one appointment to help you create a budget!
Why is budgeting important?
Proper budgeting will help you plan your financial goals so you can meet your spending obligations. If you feel like you are trapped in a financial cycle of check-to-check living or never had the opportunity to learn how to properly budget and build a strategy, budgeting will help you escape it.
To get started with your budget and learn more about the benefit of budgeting, consider the following tools.
- Build Emergency Savings
- File Yearly Taxes
- Payoff Debt
- Consider Home Ownership
- Paying Debt vs. Investing
- Set Financial Goals
- Spend Rule 50/20/30
Consider coming to one of our events or scheduling an one on one appointment to help you create a budget!
What is credit, and why does it matter?
Credit impacts your ability to qualify for loans (housing, business, car, etc.), get a credit card, qualify for specific jobs, and even get security clearance. A credit score is a representation of one’s financial riskiness. Businesses, banks, or jobs use your credit score to determine how likely you are to pay back the money that you owe. To get started with understanding your credit status and learn more about the basics of credit scores, use some of the following tools:
- Credit Report (www.annualcreditreport.com)
- Use Credit Wisely
- Credit Score
- Types of Credit Cards
- Identity Protection
- Payday Loans
- Debt Payoff
- Auto Loans
- Home Ownership
- Student Loans
- Financial Goals
Consider coming to one of our events or scheduling an one on one appointment to help you create a budget!
Why do savings matter?
Saving money helps us become financially secure and provides a safety net in case of an emergency. Savings can also help us achieve our long-term financial goals. This can be intimidating when you first start but don’t worry; we have tools to help. Explore these tools below!
To get started with your own savings and learn more about savings, use some of the following tools:
- Track Spending
- Spending Habits Quiz
- Emergency Savings
- Investing
- Sustainable Investing
- Retirement 101
- Growing Your Investment
- Set Financial Goals
- Spend Rule 50/20/30
Consider coming to one of our events or scheduling an one on one appointment to help you create a budget!