If you enroll within your 31 day time frame, medical coverage will be effective on your first day of employment. Dental, Vision, and other insurers are effective on the first day of the following month.
Dependent Eligibility and Verification documents must be submitted for each dependent enrolled.
Click the following to find out more:
- Eligible Dependents
Visit the Human Resources website for more information. You will find a link in the Helpful Links section.
Eligible dependents include:
• Your legal spouse or qualified domestic partner.
• SMU PPO Health and Wellness Plan administered by BCBSTX: Eligible children until 26th birthday (regardless of marital or student status).
• Dental Plan administered by BCBSTX: Unmarried, eligible children until 19th birthday, or until 25th birthday if full-time student.
• Vision Plan administered by VSP: Unmarried, eligible children until 25th birthday.
“Children” are defined as your natural children, stepchildren, legally adopted children, and children under your legal guardianship. If your child is no longer eligible, you must notify SMU by contacting the Department of Human Resources.
Physically or mentally disabled children of any age who are incapable of self-support. Proof of disability may be requested and disability must have occurred prior to age 26.
If your child becomes ineligible you must notify the SMU Benefits Department within 31 days of the date your child lost eligibility by emailing firstname.lastname@example.org or calling 214.768.3311.
Covering dependents that are not eligible is a violation of the Internal Revenue IRS Code, as well as University Policy – so it is very important that you understand SMU’s dependent eligibility requirements. If you find that you are currently covering a dependent under an SMU benefit plan who does not meet the eligibility requirements, you will have the opportunity to cancel their coverage during the October Open Enrollment.